Financial Management and Support

Financial Management and Support

Financial Management

Student Support Advisors are able to provide students with practical advice and skills to assist financial management and literacy. Advisors can discuss and assist with: 

  • What are needs versus wants when it comes to spending. 
  • Fixing spending leaks. 
  • SMART goals for your budget/situation and setting realistic financial goals. 
  • Drafting and discussing a budget that is tailored to you. The importance of saving as a University student. 
  • Saving and spending tips 


All appointments are currently closed, you can make an appointment request if you need support for non-financial matters.

Useful links


Student Grants, Loans and Emergency Vouchers 

UNSW supports students experiencing financial difficulties to persist in their studies through a range of financial support options. The types of living and study expenses that financial support may be able to assist with include: 

  • Laptops and technology 
  • Bonds, rent and other accommodation related expenses 
  • Academic materials 
  • Medical expenses 
  • Phone or utility bills 
  • Groceries, public transport and other daily living expenses 

These payments are one-off and the university is, unfortunately, unable to provide financial support to pay for existing debts or loans, tuition expenses or exchange programs. The university is also not able to provide a student with income support where a student has not investigated part-time employment or other options to support their studies. 

Depending on the type of financial support requested, to demonstrate your eligibility you may be required to provide supporting documentation, including, but not limited to: 

  • Most recent bank statements that show all expenses and incoming funds 
  • Quotes for intended purchases 
  • Proof of income 
  • Completed budget outlines 
  • Payslips or proof of Centrelink payments 

Please also note that student’s individual situations are assessed on a case-by-case basis and those experiencing extreme financial hardship are prioritised. You can find FAQs on the UNSW Support Package website.

Emergency Grants

One-off emergency grants are available for students with complex needs experiencing financial hardship as a result of the COVID-19 situation. Allocated to provide students with timely financial support to enable them to continue their studies.

If you are an undergraduate or postgraduate, domestic or international student whose circumstances include multiple issues associated with housing/accommodation; disability or access; mental health; carer responsibilities; financial insecurity related to loss of casual work and other loss of income you may be eligible for a one-off grant of up to $2,000 depending upon individual student needs and circumstances.

You can apply for both the Emergency Grants by submitting an application here.

Emergency E-Vouchers

To support any domestic or international student experiencing temporary financial stress. Serves to help with day-to-day urgent needs such as groceries, internet and data access. Supermarket vouchers or Prepaid Debit Cards are available up to the value of $200. Students may only receive one voucher with referral to support services (Student Support and Success or International Student Experience Unit) for further financial support if required. 

You can apply for both the Emergency E-Voucher by submitting an application here.

Student Loans

All loans offered by UNSW are repayable and interest-free. Both domestic and international students are eligible to apply. 

Students must satisfy specific application and approval criteria, including proving capacity to repay the loan and sign a legally binding contract that outlines the repayment arrangement. 

Loans are generally, up to $1500, although up to a value of $4000 for exceptional circumstances. Repayable within 24 months or prior to degree completion, whichever comes first. Please note that students will not be able to graduate without having paid off student loans. 

For further information, read the  Student Loans Procedure (pdf) or to apply for a loan, follow the link that is relevant  to you below: 

Postgrad research students

If you are a postgraduate research student in need of a loan for:

UNSW Canberra students

Emergency assistance loans

Emergency assistance loans are available for UNSW Canberra students through UNSW Canberra Student Administrative Services.

Long term loans

Long term loans are available for UNSW Canberra students, see Student loans provided by Student Support and Success

All other students

All other UNSW students enrolled in UNSW coursework program, and/or UNSW enabling programs (UNSW Preparation Program, UNSW Prep Program; see Student loans provided by Student Support and Success.