What are loans NOT available for?
- Tuition fees
- Other University debts
- Field trip/Exchange program costs
- General living expenses
- Car loans and repairs
- Personal debts (credit cards, mobile phone bills etc.)
Enhance your knowledge and insight when it comes to all things related to money.
Educational Support Advisors can provide tips and advice and assist students to effectively manage their finances.
Book an individual appointment to meet with an Educational Support Advisor, (available in person, over the phone, or via email) or attend one of our workshops to enable you the opportunity to learn how to manage your income so you are better equipped to meet your financial obligations and reduce stressors associated with money.
The Educational Support Service also administers student loans to Undergraduate and Postgraduate Coursework students to cover the costs of unforeseen circumstances that may be having a direct impact on your studies at UNSW. Student loans are usually available up to $1500. However, requests for up to a maximum of $4000 may be considered in exceptional circumstances.
On this page you'll find comprehensive information on how to apply for a student loan.
If you are a Research student please refer to the Student Loans and Financial Support information on the Research website.
Applications for loans will only be considered from students who:
Please complete the online Student Loan Application form below.
For loans of greater than $200 you must provide documentary evidence in support of any claim you make on the application form. You may also need to supply a Guarantor, who will be responsible for paying back your loan if you default on payments. Once your form has been submitted to the Educational Support Service you will need to arrange to meet with an Educational Support Advisor by sending an email (firstname.lastname@example.org) or calling 02 9385 4734 for your loan application to be processed.
Documentary evidence includes:
Complete the Online Loan Application Form
Loans are normally paid into the bank account nominated on the loan application form, and may take up to five working days to be credited. In certain circumstances, it is possible for a cheque to be issued and made payable to the organisation to which the student has a debt. In emergency situations and where the loan is for $200 or less, it may be possible to pay the loan in cash.
If you fail to repay your loan, the University will terminate your loan contract and may take legal proceedings to recover the outstanding balance of the loan. In addition, you will have a block placed on your student record. This block will prevent:
If you discontinue your studies, the balance of the loan becomes payable immediately.
You will be notified by email to your student email account of the outcome of your application.
If you wish to appeal against the decision on your loan application, you should, in the first instance, send a letter of appeal to the Manager, Educational Support Service, LG66 Morven Brown Building, UNSW, Kensington NSW 2052.
Student loans are not normally granted to international students. However, in certain circumstances, small loans may be available. For further details, please contact an Educational Support Advisor.
Loan repayments can be made online via credit card and in person at Student Central via EFTPOS.
In-person payments can be made at Student Central which is located on the Lower Ground Floor of the Chancellery Building (next to the Library lawn).
Student Central Office Hours:
Monday, Tuesday and Thursday: 8:30am - 5:30pm
Wednesday: 10am - 5:30pm
Friday: 8:30am - 5pm