Common terms used by the Student Financials team
Commonwealth Assistance Notice - contains information about a student's enrolment and use of Commonwealth assistance.
- Census date:
The date on which a student's enrolment is taken to be finalised. HECS-HELP and FEE-HELP debts are incurred on census dates. Students must make their up-front payments and submit their request/s for Commonwealth assistance by the census date.
Commonwealth Higher Education Student Support Number - A unique identifier for each student that accesses Commonwealth assistance for higher education.
- Commonwealth Assistance Notice (CAN):
Contains information about a student's enrolment and use of Commonwealth assistance.
- Commonwealth assisted student:
A student who is a Commonwealth supported student or who is in receipt of a HELP loan or a Commonwealth Learning Scholarship .
- Commonwealth contributions:
Contributions that the Government makes towards the cost of a student's education through the Commonwealth Grant Scheme.
- Commonwealth Grant Scheme (CGS):
The scheme through which Commonwealth contributions are made.
- Commonwealth Higher Education Student Support Number (CHESSN): A unique identifier for each student that accesses Commonwealth assistance for higher education.
- Commonwealth Learning Scholarships (CLS):
Scholarships to assist students from low socio-economic backgrounds, who are Australian citizens or holders of permanent humanitarian visas, with costs associated with higher education.
- Commonwealth supported place:
A higher education place for which the Commonwealth makes a contribution towards the cost of the student's education - students pay a 'student contribution charge'.
- Commonwealth supported student:
A student who occupies a Commonwealth supported place.
- Domestic student: Australian citizen, New Zealand citizen or holder of an Australian permanent visas. Domestic students may be offered a place as either a Commonwealth supported student or a fee paying student.
- EFTSL: Equivalent full-time student load - A measure of the study load, for a year, of a student undertaking a program on a full-time basis.
- Equivalent full-time student load: A measure of the study load, for a year, of a student undertaking a program on a full-time basis.
A loan scheme to assist eligible fee paying students to pay their tuition fees. Australian citizens and holders of a permanent humanitarian visa are eligible for FEE-HELP assistance.
- FEE-HELP loan limit:
Under FEE-HELP, students can borrow up to a specified maximum (indexed each year) over their lifetime.
- Fee-paying place:
A place that is occupied by a fee-paying student.
- Fee-paying student:
A domestic student who is not Commonwealth supported for a unit of study. Fee-paying students pay tuition fees. Fee-paying students are also known as 'non-Commonwealth supported students'.
A scheme that includes up-front payment discounts and loans to help eligible Commonwealth supported students pay their student contributions.
- Higher Education Information Management System (HEIMS):
An electronic information system that will provide students and higher education providers with a range of relevant information, such as the availability and usage of Commonwealth assistance by students and information on programme management reporting.
- Higher Education Loan Programme (HELP):
A loan programme to help eligible students pay student contributions (HECS-HELP), tuition fees (FEE-HELP) and overseas study expenses (OS-HELP).
- Humanitarian visa:
See Permanent humanitarian visa holder
- International (Overseas) student:
Any student who is not a domestic student.
- Loan fee:
A fee that applies to all Undergraduate FEE-HELP loans.
- National Priority areas:
Areas of study for which the Commonwealth offers additional assistance, either through offering additional places, increasing Commonwealth contributions or reducing the maximum student contribution amounts for a place.
A cash loan available to eligible students who undertake some of their program overseas.
- OS-HELP maximum:
The maximum loan amount (indexed each year) that a student can receive in a given six month loan period.
- Overseas student: International Student - any student who is not a domestic student.
- Permanent humanitarian visa holder:
A student who holds a permanent visa of a humanitarian subclass as determined by the Australian Government Office.
A list of permanent humanitarian visa subclasses can be found on the Department of Home Affairs website here: https://immi.homeaffairs.gov.au/visas/getting-a-visa/visa-listing.
Where an applicant believes that they hold a permanent humanitarian visa which is not listed above they should provide a copy of their visa and UNSW will investigate the visa class with the Department.
- Student contributions:
Contributions that Commonwealth supported students make towards the cost of their education.
- Student contribution band:
One of four bands of disciplinary areas into which a given unit of study will fall. Student contribution bands are used to determine the maximum student contributions for a place.
- Student Contribution Charge:
The financial amount a university sets that a Commonwealth supported student pays for courses (units of study) in that university for a given year.