Overseas Student Health Cover

What is OSHC?

Overseas Student Health Cover (OSHC) is your health insurance while you are in Australia on a Student Visa and is needed before you apply for your Student Visa.

You must have health insurance for the entire length of your Student Visa and if you need to apply for a new Student Visa, you must extend your health insurance before applying.

Activate your OSHC cover

Once you have received your confirmation of enrolment letter (COE), activate your OSHC policy. Your OSHC card (virtual or physical) is required if you attend a doctor or hospital in Australia.

If you are with Medibank, download the app to activate your card, this way you always have a copy of your healthcare insurance card on your phone.

Don’t have a smart phone? No problem, activate your OSHC cover here and get a physical card sent to where you live.

Having difficulties activating your card? Check out this step-by-step video.

Medibank Comprehensive OSHC

  • Medibank Private is UNSW’s preferred OSHC provider for international students. Medibank Comprehensive OSHC is a unique insurance product for UNSW international students, with additional benefits above a standard OSHC policy. A benefit is the free 24/7 Student Health and Support phone line for medical and counselling assistance from a registered nurse available on: 1800 887 283
  • Medibank OSHC App turns your phone into your membership card, and helps you view your cover details, make claims, contact a health advice line and find a health provider.
  • No charge at UNSW Health Service for a Doctor’s appointment (Doctors are also known as GPs, or General Practitioners), as they bulk bill and will charge your appointment directly to your insurance.
  • Pay for or reduce the cost of counselling (note free counselling is provided on UNSW campus by CAPS).
  • Reduces the cost of most prescription medicines (annual limits apply).
  • No or reduced costs at Emergency Department at a hospital.
  • Unlimited emergency ambulance services including emergency ambulance transport to a hospital (where immediate medical attention is required and your condition is such that you cannot be transported any other way).
  • Health and wellbeing programs offered jointly by UNSW and Medibank

To purchase or extend your Medibank Comprehensive OSHC cover, or for more information, visit Medibank.

What does OSHC not cover?

OSHC does not cover dental treatment, optometry or physiotherapy, additional Extra’s cover is required to support these costs.

Medibank Extras Cover & Visitor Cover

Medibank Extras Cover can help with the costs of your glasses, teeth cleaning, physio and more. It is not covered under your OSHC but for additional monthly fee, you can be covered for them. Learn more about Medibank Extra.

If family members are visiting from overseas they also require health care cover. Check out Medibank’s Visitor Cover.

Other questions, feel free to contact Medibank via:

  • Phone: 134 148 (in Australia) or +61 3 9862 1095 (international)
  • Email oshc@medibank.com.au
  • Or visit our on-campus store

Other OSHC Providers

Allianz Global Assistance

BUPA Australia



UNSW Health Services

Learn more about the health services offered at UNSW.