Eligibility
To get a FEE-HELP loan, you must:
- be an Australian citizen and study at least part of your course in Australia, or
- be a New Zealand Special Category visa (SCV) holder or permanent humanitarian visa holder and meet the residency requirements (see below), and
- be enrolled in a domestic fee-paying place at UNSW, and
- be enrolled in an eligible course of study (program) at UNSW by the census date, and
- submit the Request for FEE-HELP form to UNSW by the census date, and
- not have already borrowed up to your HELP loan limit.
If you do not satisfy the above criteria you are not eligible for a FEE-HELP loan at UNSW.
Residency requirements
New Zealand citizens
The long term residency requirements for New Zealand SCV holders are that you:
- first began to be usually resident in Australia at least 10 years ago,
- were a child under the age of 18 with no spouse or de facto partner when you first began to be usually resident in Australia, and
- have been in Australia for at least:
- a total of eight out of the past 10 years (from when you apply for the loan), and
- a total of 18 months out of the last two years (from when you apply for the loan).
Permanent Humanitarian Visa holders
You must reside within Australia during your study. Residing overseas during your study will make you ineligible for a FEE-HELP loan.
Permanent and temporary residents
If you are a permanent or temporary resident (international student) you are not eligible for a FEE-HELP loan.