FEE-HELP

You are eligible for FEE‑HELP if you:

• are studying in a course of study (program) leading to a higher education award;
• meet the citizenship and residency requirements:
  • you are an Australian citizen who will undertake, in Australia, at least one unit of study contributing to your course (Program); OR
  • you are a New Zealand Special Category Visa holder who meets the long-term residency criteria and who will undertake, in Australia, at least one unit of study contributing to your course; OR
  • you are a permanent humanitarian visa holder who will be resident in Australia for the duration of your unit (Course); OR
  • you are a permanent visa holder who is undertaking bridging study for overseas-trained professionals, and will be resident in Australia for the duration of the study;
• are enrolled in an eligible unit of study (course) by the census date for that unit; and
• have not exceeded the FEE‑HELP limit (see below).

FEE-HELP is not available to:

• students who are not Australian citizens, New Zealand Special Category Visa holders or Permanent Residents with a Humanitarian Visa 
• students undertaking a Research degree (Doctorate or Masters by Research).
• students undertaking a course of study that does not lead to a higher education award, with the exception of bridging study for overseas-trained professionals and cross-institutional enrolment.

Check the eligibility criteria before completing an application - available on the Study Assist eligibility page and in the FEE-HELP Information booklet (PDF, 479 KB). The booklet is also available at Student Central and the Study Assist website. For advice about your eligibility for a FEE-HELP loan, call the FEE-HELP enquiry line on 1800 020 108.

If you have reached the FEE-HELP limit, you are no longer eligible to access a FEE-HELP or (VET FEE-HELP) loan.

The FEE‑HELP limit is the total amount available to eligible students under both the FEE‑HELP and VET FEE‑HELP loan schemes. This means that any amount you borrow under either FEE‑HELP or VET FEE‑HELP will reduce your FEE‑HELP balance until you have reached the FEE‑HELP limit.

This limit excludes any loan fee. The FEE-HELP limit in 2018 is $127,992 for medicine, dentistry and veterinary science students (as defined in the Higher Education Support Act 2003) and $102,392 for all other students.

The FEE-HELP balance is the amount of FEE-HELP you can still access before you reach the FEE-HELP limit. You are responsible for keeping track of your FEE-HELP balance and advising your provider (UNSW) if you do not have enough FEE-HELP balance left to cover your tuition fees.

If you enrol in a unit and your tuition fees exceed your FEE-HELP balance, you must pay the outstanding amount upfront to your provider. Otherwise, your provider may choose to cancel your enrolment if you have tuition fees that are unpaid after the census date.  You will remain liable for the debt if your enrolment is cancelled.

If you have trouble accessing this page, please contact the Student Financials Team to request a form.

New students: If you are eligible for FEE-HELP you will be given the opportunity to apply as part of the online enrolment process on myUNSW. You must

• Lodge your FEE-HELP application prior to the census date of the semester you wish to start FEE-HELP
• Include your tax file number.

If you are unable to complete the form online contact the Student Financials Team at fees@unsw.edu.au, Tel: 9385 8500, or go to Student Central (Kensington campus). Humanitarian visa holder applicants need to bring proof of their humanitarian visa (visa in passport or ‘Visa Grant Notice’).

If you would like to discuss your application, please contact the Student Financials Team on Tel: 9385 3091.

Application deadline

Submit your application at the beginning of the semester and well before the relevant teaching period census date (Standard teaching periods: T1, T1A: 31 March; T2, T2A: 31 August. Please refer to Payment and Census dates for Non-standard teaching period census dates.)

Applications submitted after the census date cannot be accepted or processed.

It will show a zero balance owing and a FEE-HELP deferral amount.

Please note that if there are any discrepancies on your statement you must contact the Student Financials Team, Tel. 9385 8500, within 14 days of the statement date at the very latest.

To cancel your FEE-HELP assistance email your request before the relevant census date to the Student Financials Team at fees@unsw.edu.au.

• State that you would like to cancel your FEE-HELP Assistance, effective from the current semester
• Include your full name, date of birth and student ID number

Note: FEE-HELP cannot be cancelled retrospectively, so will only apply to census dates that have not yet passed. Tuition already deferred under FEE-HELP will remain deferred if the census date for that course has passed.