Commonwealth Assistance

Commonwealth Support and other HELP loans

Domestic students, New Zealand Special Category visa holders and holders of humanitarian visas who are residing in Australia may be eligible for fee assistance or a loan from the Federal Government. Full details of Government schemes are available at the Government's Study Assist site.

These pages provide information on how to apply for and manage whatever Government scheme you are eligible for at UNSW.

HECS-HELP (Commonwealth Supported)

Most UNSW commencing undergraduate domestic places are Commonwealth Supported

Postgraduate Commonwealth Support

Postgraduate places are available in some programs


Offers eligible Full-Fee students a loan for their tuition fees


Provides a loan to pay the SSAF


Provides a loan to pay overseas study costs

Commonwealth Assistance information booklets

Students are required to read the Government's Information Booklets for the HELP they are applying for:

HECS-HELP booklet (PDF, 462 KB)

FEE-HELP booklet (PDF, 483 KB)

SA-HELP booklet (PDF, 393 KB)

OS-HELP booklet (PDF, 385 KB)

A comprehensive collection of Government Assistance booklets is available on the Study Assist site.

Tax File Number (TFN) Verification process

From 2017, the Australian Taxation Office (ATO) has introduced a TFN verification process for all students who have submitted a TFN and requested a HELP loan.

To be eligible for a HELP loan, the ATO must be able to verify that the TFN and personal details submitted on your Commonwealth Assistance Form, belong to you, the student. For the ATO to be able to verify this information, the following details must be correct and up to date with both UNSW and the ATO:

  • Full name (including any middle names)
  • Date of birth
  • Address
  • Tax file number

UNSW will contact you if the ATO advises us they are unable to match the information you have submitted to UNSW, for the purposes of obtaining HELP.

If we contact you, it is extremely important that you do the following:

  • Confirm that your information (including all personal details and addresses) held with UNSW are complete and correct - MyUNSW Login
  • Confirm that your information at the ATO matches with the information you have provided to UNSW - ATO Login or call 13 28 61
  • Advise Student Financials that you have: updated any personal details and/or your TFN, where applicable and the information now matches -

If your TFN is unable to be verified by the ATO due to either an incorrect TFN or mismatching personal information, the ATO will not be able to store your HELP debt accurately and as such you will not be eligible for a HELP loan.

If your TFN has not passed the ATO verification by the census date, your HELP loan will be reversed and your enrolment may be cancelled.

See also